📋 Goods & Transit Insurance

Move With Peace of Mind - Fully Insured

At Top and Best Packers and Movers, we believe that peace of mind is just as important as safe packing. That's why we offer comprehensive goods and transit insurance solutions tailored to the unique needs of every client. While we maintain an excellent record of safety, accidents during relocation due to unforeseen events like road mishaps, weather conditions, theft, or natural disasters can never be completely ruled out.
Our transit insurance policy ensures that your household goods, office equipment, vehicles, and high-value items are protected throughout the entire moving process—right from loading at the origin to delivery at the destination.

🛡️ Why Opt for Goods and Transit Insurance?

• 🚛 Covers Damage During Transportation
• 🧯 Protection Against Fire, Accidents, and Theft
• 🌩️ Natural Calamity Coverage (Flood, Earthquake, Storm)
• 🔐 Financial Reimbursement for Lost or Damaged Items
• 📄 Legal Documentation to Claim Reimbursement Easily

Moving can involve hundreds of kilometers, rough terrains, unpredictable traffic, and multiple loading-unloading points. Insurance acts as a safety net for your belongings.

📦 Types of Insurance Offered

• Transit Insurance (Basic):
  • Covers damages while the goods are in transit.
  • Ideal for intercity and interstate relocations.
• All-Risk Comprehensive Insurance:
  • full coverage from packing to final delivery.
  • Includes damage from mishandling, theft, rain, or fire.
• Vehicle Insurance for Transportation:
  • Covers cars and bikes during relocation.
  • Includes coverage against scratches, dents, and loss.
• Storage Insurance
  • Coverage for goods placed in temporary warehousing facilities
• Customized Insurance for High-Value Items:
  • Recommended for pianos, antiques, art pieces, or electronics.
• Customized Policies
  • Tailored insurance plans based on item value and transit risk profile

📑 What's Covered?

• Household furniture and home appliances
• Office equipment, electronics and IT infrastructure
• Vehicles in transport(2-wheelers, 4-wheelers)
• High-value items like artwork or antiques
• Personal belongings packed by professionals
• Industrial equipment and machines

🛡️ What's Not Covered? (Standard Exclusions)

• Items not packed by our team
• Perishable goods and liquids
• Valuables like cash, gold, and jewelry
• Damage due to civil unrest or war (unless covered under a special rider)

✅ Benefits of Choosing Our Insurance

• Seamless claim processing
• Coordination with reputed insurance providers
• Affordable premium rates
• Clear documentation and support
• Transparent communication on terms

💼 Our Process: Simple & Secure

• Survey and Inventory Listing - Our team assesses and evaluates the items to be insured
• Valuation - You choose declared value or actual value
• Premium Estimate - Based on type of goods and distance
• Documentation & Declaration - Minimal paperwork required; just a declaration form and proof of item ownership/value.
• Claim Support (if needed) - In the unlikely event of loss/damage, our customer care team assists with claim processing.

💰 Cost of Goods & Transit Insurance

Insurance premiums are calculated based on:

• Declared value of items
• Type of insurance selected
• Distance and nature of transportation

💬 What our Clients Say

• "They offered me an insurance plan while moving from Pune to Bangalore. When a minor damage happened to my LCD, they guided me on claim submission, and it was approved fast." - Ankur Mishra
• "Top and Best Packers and Movers are truly professional. Their insurance service helped me feel secure about my ₹2 lakh home theater system." - Simran G.
• "I moved my car with them and thankfully opted for insurance. A small dent occurred in transit, but the claim was quickly processed without hassle." - Aditya R
• "They helped us claim for a damaged TV during transport. The process was smooth and hassle-free." - Ravi S.
• "Best movers for their transparency and support. Their insurance policy saved us from major loss." - Namita P.

❓ Frequently Asked Questions (FAQs)

• Q: Is insurance mandatory for shifting household goods?A: It's optional but highly recommended, especially for long-distance moves or high-value items.
• Q: How do I claim insurance if something is damaged?A: Contact our team within 24 hours of delivery. We'll help you with the claim form, required photos, and necessary documents.
• Q: Is there any deductible in the claim?A: Depending on the insurance provider, some policies have a nominal deductible.
• Q: How are premiums calculated?A: Based on the total declared value of your goods, insurance type, and distance covered.
• Q: Can I choose a third-party insurance provider?A: Yes, you may. But we recommend our vetted partners for smoother coordination.
• Q: What if damage happens during loading/unloading?A: Our transit insurance covers loading, transit, and unloading unless otherwise stated.
• Q: How long does it take to settle a claim?A: Most claims are resolved within 7-10 business days of documentation submission.
• Q: How much will I be compensated?A: Compensation will be done by the insurance company the amount arbitrated by the actuary to the extent of IDV.

📞 Need Help Choosing the Right Insurance?

Call us at 9259410701 or fill out our online contact form. Our experts are just a call away to help you understand your options and recommend the right level of coverage based on:

• Item type and value
• Distance and route of transit
• Risk factor (weather, terrain, volume)

 

Top and Best Packers and Movers - Ensuring your belongings are not just moved, but protected every step of the way.